How to Put Your Own Photo on Your Apple Pay Card

What you need

All Access. The custom photo is included, along with every design in every category.
iPhone, computer and cable. Just like a regular design change: an iPhone with iOS 18 or later, and a Windows or Mac computer.
A photo. Any photo you like, following the tips below.

A landscape photo, in the shape of a credit card.
Recommended size: 1536 × 969 pixels or larger.
A PNG, JPG or WebP file, up to 15MB.
A photo of a different size is cropped to the center automatically, so keep the important part in the middle.

Open the Studio. Start Skini on your computer, connect your iPhone by cable and enter your All Access license key.
Choose the card. Choose a card from the list, or click "Detect a new card" and open the card in the Wallet app.
Click "Custom image". Choose the photo from your computer.
Change it. See how the photo looks on the card and click "Switch design now". A few seconds later, open Wallet on your iPhone and the photo is on the card.

Only the image changes. Your payment details stay in the iPhone's isolated chip, and the card keeps working as usual. More about safety.
Change it as often as you like. Another photo, a design from the gallery or back to the original, any time.

Can I upload a photo without All Access?

The custom photo is part of All Access, along with every design in every category.

What if my photo isn't the exact size?

It's cropped to the center automatically, so keep the important part of the photo in the middle.

Can I go back to the original design later?